Hail Damage And Roof Replacement

Functional damage is hail damage that affects the overall integrity and potential longevity of the roof and shingles and perhaps the capability to even use or inhabit the property safely.

Hail damage and roof replacement.

In addition to offering a quick glance sign of further hail damage on the roof a damaged air conditioner may qualify for insurance replacement. Gutters are also susceptible to hail damage. Hail can damage your roof without any visible signs from the ground. Hail damage can be described as either functional or cosmetic.

3 contact your insurance company and let them know of any damages hail or wind that you think you may have incurred. As an inspector it s your job to make sure you make note of everything that was damaged on the homeowners property. If your insurance company refuses to honor the claim or is being difficult then consider contacting a public adjuster to help defend your case. Do i have hail damage to my roof.

If all goes according to plan then your insurance company will approve the hail damaged roof replacement allowing you to get a brand new roof paid for by your insurance company. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. Your insurance reimbursement will be based on the. You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage.

Sometimes these damages do not show up quickly or are easily overlooked. The integrity of the shingle may be damaged do not take a chance on it. Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. 4 go ahead and get one or two detailed proposals for replacing your roof.

Regardless of what any contractor tells you your insurance company must approve your claim for a hail damaged roof.