Hail Damage Hail Damage Roof

Fortunately most basic homeowners insurance policies cover structural property damage from hazardslike hail.

Hail damage hail damage roof.

Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. It accounts for nearly 70 percentof insured property losses from severe storms every year. As an example hail damage to asphalt and composition shingles can look very different than hail damage to wood shingles. Vehicles left outside aluminum siding asphalt shingles and the gutters along the roof can all be negatively affected by hail.

When a hail storm hits your property it can cause roof hail damage or the covering of your building s as well as other property. Second layer shingles are more susceptible to damage than first layer shingles because the surface directly underlying the shingle is less supportive than dense wood. If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stone to cause damage roof hail damage. Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.

For most roofs that experience hail damage the consequence is a shorter life for the roof. Hail damage can also be affected by the number of shingle layers on a roof. Asphalt and composition shingles hail damage. If hail damage has caused granule loss on your roof shingles it could also affect the performance of the shingle in addition to the aesthetics.

Gutters are also susceptible to hail damage. May be evident as the loss of metal coatings by hail scouring dents in metal roofing dents in wood shingles or shakes or broken clay or concrete tile roof coverings. Hail damage is one of the most common claims on homeowners insurance. Some aggregate has been knocked off of the shingles which means the part underneath won t have as much.

Shingles can react differently when struck by hail. Hail damage can either be functional or cosmetic in nature. Hail damaged metal roofing tile roofing wood shingle or shake roofs. Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer.